NL!! Your sig!
looks out the window . . .
I hope we didn't smoosh any hobbits either, but if we creamed an orc or two that would be okay. As long as they're not any of Dubs' relatives, that is.
Story, first of all you're going to be brilliant on your exam.
As for what you described about a pension plan through your employer . . . is 5% the maximum and could you start out with a lower percentage? Saving for retirement isn't a bad plan and the earlier you start, the less you have to cough up each month because you'll save over a longer time and accrue more interest.
Also, is there an option to "take the money out" if you leave? Most employers will at least return your contributions (plus any interest the sum has accrued), which, if you left their employ you could then invest in something that might pay a better interest rate . . . though these days that's no easy feat. I would make a list of all the questions you have and get the Pension Guy to answer all of them.
Lewie, what's wrong with Friday?
Hehehe, and you mean you've never heard of W5?
Tsk, tsk, tsk . . .
Hi and bye all . . . muuuuuust sleep.
. . . sneaks off with Tooks' last bottle of rum . . .